Wednesday, 24 February 2016

Exchange rate Palava: What every Nigerian must know: Part 3



WHY ARE WE ALWAYS MEASURING EXCHANGE RATE WITH DOLLAR?
The reason is that the American dollar is the most stable currency, this means that the value does not increase and decrease like that of other currency. For instance, if the naira was used as a standard measure it will be bad because the value keeps fluctuating. I can buy recharge card in March with 100 naira, by December I can’t buy it again; it’s now 110 naira then the next year it changes. In 2011, 1500 naira could take me from Lagos to Awka, but now that amount of money cannot, it’s now 4000 naira and above. The American dollar value does not change like this, that’s why it is used as a standard measure.
WHY MAY I NEED TO BUY DOLLAR?

 
You need to buy dollar or other foreign currencies, when you want to purchase goods from other countries or abroad. If you want to buy goods, for example a car, from a foreign country, they will not accept you paying them in Naira, they will want you to pay them in their own currency or most preferably in dollars. In short, one needs to buy dollars when he wants to buy from abroad (this is called importation).
It gets interesting with part 4……

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